For Working Holiday Makers — Subclass 417 & 462

Don't leave Australia without claiming your super.

Most working holiday makers leave $1,900–$3,500 behind. As a WHM on a 417 or 462 visa, 65% tax is withheld from your DASP — that's the law. This guide makes sure you get every cent you're entitled to, in the right order.

Get the complete guide See what's inside
$1,900+
average DASP payout
$20M
in super left unclaimed every year
28days
average time to receive payment
Free
to claim yourself with this guide
!

Private DASP services charge 10–20% of your balance to file a free ATO application you can do yourself. The 65% tax is fixed by law for all WHM visa holders — no service can reduce it. What they can do is charge you $300–$600 for paperwork that takes 20 minutes with the right guide.

The full journey

Three stages. One clear path. Money back.

Stage 1

📋

Before you leave Australia

The steps most people skip — and regret.

  • Set up myGov + ATO link
  • Get documents certified (if over $5k)
  • Keep your Australian bank account open
→

Stage 2

✈

After you land home

Visa expired, you're overseas. Apply in the right order.

  • Cancel visa (if not yet expired)
  • Submit DASP online via ato.gov.au (free)
  • Send certified ID if balance ≥ $5,000
→

Stage 3

💰

Money in your account

Payment processed. DASP summary issued. Done.

  • Payment to AUS or overseas bank
  • Keep DASP summary for your records
  • What to do if super went to the ATO

Does this sound familiar?

Most WHMs leave Australia confused about this.

✓

"My employer set up a random super fund I've never logged into." Multiple accounts mean multiple fees eating your balance. We cover how to find them all and consolidate.

✓

"I can't log into myGov — I don't have an Australian number anymore." This locks thousands out every year. There's a fix — but only if you set it up before you leave.

✓

"I don't understand the 65% tax. How much will I actually get?" We explain exactly how it works and what you'll walk away with — with real examples.

What you get

Everything you need. Nothing you don't.

  • 01
    Pre-departure checklist (track your progress)The most important steps most people skip entirely.
  • 02
    Step-by-step DASP application guide — including videoExactly what to enter in the ATO portal, in what order, with what documents. No guessing.
  • 03
    Document certification guideWho can certify, what they need to write, how to do it from overseas, and when to visit a JP (free).
  • 04
    Explainer video walkthroughA full video guide embedded in the PDF — watch the process, and follow along.

Pre-departure checklist (preview)

Phase 1 — Before you leave

✓
Create myGov account and link to ATO
✓
Update 2FA to international number
✓
Find all super accounts via myGov
Consolidate into one fund
Get passport certified (if balance ≥ $5k)
Find out how to close your bank account after leaving Australia

Phase 2 — After departure

Cancel visa after leaving Australia
Wait for final super contribution to clear
+ more steps in Phases 3 & 4 in the full guide

The things that catch people out. Every single time.

These aren't edge cases — they're the most common reasons WHMs either lose money or wait months longer than they need to.

⚠

The 2FA lockout. Lose access to your Australian number overseas and you may be locked out of myGov permanently. The fix takes 2 minutes — before you leave.

⚠

Closing your bank account early. Your DASP needs somewhere to land. Close it before it arrives and you'll face fees and delays.

⚠

The 6-month deadline. Miss it and your super transfers to the ATO as unclaimed money. It's not lost — but claiming it takes longer.

Get the guide

One guide. Full process. Done right.

DASP Complete Guide — WHM Edition

The Complete Step-by-Step Guide for Working Holiday Makers

PDF + embedded video walkthrough. Instant download.

$47AUD — one time
The ATO portal is free to use — but without knowing the right steps, the right order, and what to prepare before you leave, most people delay their claim or miss money entirely. This guide closes that gap.
  • Pre-departure checklist (track your progress)
  • Step-by-step DASP application guide — including video
  • Document certification guide
  • Explainer video walkthrough embedded
  • Key resources & contacts page
  • Instant PDF download
Get instant access — $47 AUD

Instant download · PDF + video · General educational information only

Common questions

Everything you want to know first.

No. This guide is general educational information about the DASP process only. It explains how the process works — steps, timelines, forms, ATO requirements. For complex situations, consult a registered tax agent.
No. If it's been less than 6 months since your visa ceased and you left, apply directly online. If it's been over 6 months, your super may have transferred to the ATO. The guide covers both situations in full.
Very common. The guide covers how to find all accounts via myGov, consolidate them, and submit separate DASP applications for each fund if needed.
All WHM visa holders (subclass 417 and 462) are taxed at 65% on the taxable component of their DASP — set by Australian law, no exceptions. The guide explains exactly what you'll receive before you apply so there are no surprises.

This guide is for general informational and educational purposes only. It does not constitute legal, financial, or tax advice. Always verify current rules at ato.gov.au before taking action.